Investor to airline pilot lending via P2P4U
Loans to airline pilots form an excellent niche market for investors. Pilots are reliable people. We have a database of around 250 co-pilots and captains who are all flying with pride for some of the world’s major airlines. Thanks to their success, the personal loans they made to cover their training costs now rank as the absolute top rated loans in a bank portfolio of more than fifty million euros. Whether you are a pilot looking for a better deal or an investor looking for a safe way to earn a decent rate of interest, P2P4U can offer interesting possibilities which you won't find anywhere else. Find out more about investor to pilot lending here.
For investments of up to EUR 25,000, repayments are made on annuity basis. For larger sums, the duration, interest and repayment plan are subject to negotiation. Read here how it works.
All loans via this platform are a direct contract between investors and pilots. We maintain a database of investors and pilots and we match requirements on both sides. Read about our role here.
How safe are your savings? A bag of gold coins under your bed earns zero percent interest. That is guaranteed! Read here to see more about how the interest levels we offer relate to safety ratings.
CREDIT RATING SYSTEM
We offer credit ratings to investors comparable to ratings offered by global rating agencies. The main difference is that our ratings are transparent to both investors and pilots. Read more here.
introducing INVESTORS to PILOTS
P2P4U is group of airline pilots. Our group was created by ClubAero – an incorporated non-profit society registered in the Netherlands - in order to introduce PILOTS who are looking for a better deal on their flight training loans to INVESTORS who are looking for a better return on their savings. All P2P4U members are fully qualified pilots who have succeeded in finding work as a First Officer or Captain with a major established airline. The first officers in our database are earning between € 60,000 and € 75,000 per year. The captains are earning between € 75,000 and € 120,000 per year. They are all well capable of meeting their repayment obligations due on their training loans. After successfully completing their flight school training and – more importantly - after successfully being selected to fly for some of the world’s major airlines, it is fair to say that their loans currently qualify as the highest rated loans from the bank portfolios originally set up to finance pilot training. Read more……
Triple A credit rating - AAA
An obligor has EXTREMELY STRONG capacity to meet its financial commitments.
Triple B Credit Rating - BBB
An obligor has ADEQUATE capacity to meet its financial commitments. However, adverse circumstances could be prejudicial.
Triple C credit rating - CCC
An obligor is CURRENTLY VULNERABLE, and is dependent upon favourable business, financial, and economic conditions to meet its financial commitments.
Triple D credit rating - DDD
An obligor has failed to pay one or more of its financial obligations (rated or unrated) when it became due.